Please do not feel obligated to use up all your salary. And don’t tell me, “I’m past that, everybody knows that.” Because I am a very disciplined player and I am often tempted. I am not the most disciplined player though, and I don’t want to be, because there are times to say screw the guidelines I want the points.
These games are about points. Salaries and positions are the means to that end. When you put together a good team and it is well below the cap, sure, look hard at other possible more expensive combinations. I usually find that I was right the first time. The most points in real life are very rarely from the most expensive hitters that night. Pitchers are another story.